Health insurance funds

Supplementary rates of all statutory health insurance funds 2026

Daily-updated supplementary contribution rates, complete history since 2022 and announced changes – straight from the Lohnica API.

On top of the general contribution rate of 14.6%, every statutory health insurance fund charges its own supplementary rate. It is split equally between employer and employee and usually changes at the turn of the year. Across the 97 funds listed here, the current average is 3.37% (as of 09/05/2026).

Last updated: 08/31/2026

General and reduced contribution rate

The contribution rate for statutory health insurance is set by law (sections 241 and 243 of the German Social Code V): the general rate of 14.6% applies to members entitled to sickness benefit, the reduced rate of 14.0% to members without that entitlement – for example certain self-employed people. Both rates have been unchanged since 2015; the fund-specific supplementary rate is added on top and makes the actual difference between funds.

PeriodGeneral rateReduced rate
since 2015-01-0114.6%14.0%
2011 – 201415.5%14.9%

Since 2015 the supplementary rate has been charged as a percentage of income, split equally between employer and employee; before that, funds charged flat supplementary amounts in euros.

FundTypeSupplementary rate
AOK Baden-WürttembergAOK2.99 %
AOK Bayern Die GesundheitskasseAOK2.69 %
AOK Bremen/BremerhavenAOK3.29 %
AOK HessenAOK2.98 %
AOK NiedersachsenAOK2.98 %
AOK NordostAOK3.5 %
AOK NordWestAOK2.99 %
AOK PLUSAOK3.1 %
AOK Rheinland-Pfalz/SaarlandAOK2.47 %
AOK Rheinland/Hamburg Die GesundheitskasseAOK3.29 %
AOK Sachsen-AnhaltAOK2.89 %
Audi BKKBKK2.6 %
BAHN-BKKBKK3.65 %
BARMEREKK3.29 %
BERGISCHE KRANKENKASSEBKK3.79 %
Bertelsmann BKKBKK3.2 %
BIG direkt gesundIKK3.69 %
BKK Akzo Nobel BayernBKK3.39 %
BKK B. Braun AesculapBKK3.65 %
BKK BPW WiehlBKK1.8 %
BKK Deutsche Bank AGBKK3.4 %
BKK DiakonieBKK3.8 %
BKK DürkoppAdlerBKK3.88 %
BKK EUREGIOBKK3.39 %
BKK evmBKK2.5 %
BKK EWEBKK3.19 %
BKK exklusivBKK3.49 %
BKK Faber-Castell & PartnerBKK2.48 %
BKK firmusBKK2.18 %
BKK FREUDENBERGBKK2.99 %
BKK GILDEMEISTER SEIDENSTICKERBKK3.4 %
BKK Groz-BeckertBKK3.4 %
BKK HerkulesBKK4.38 %
BKK LindeBKK2.99 %
bkk melitta hmrBKK3.9 %
BKK MieleBKK3.2 %
BKK MTUBKK2.8 %
BKK PFAFFBKK2.78 %
BKK PfalzBKK3.9 %
BKK ProVitaBKK3.79 %
BKK PublicBKK2.5 %
BKK PwCBKK2.8 %
BKK Rieker.RICOSTA.WeisserBKK4.2 %
BKK SalzgitterBKK3.5 %
BKK ScheufelenBKK3.99 %
BKK Schwarzwald-Baar-HeubergBKK2.79 %
BKK Stadt AugsburgBKK2.4 %
BKK TechnoformBKK3.49 %
BKK Textilgruppe HofBKK2.8 %
BKK VDNBKK3.19 %
BKK VerbundPlusBKK3.89 %
BKK VoralbBKK3.9 %
BKK Werra-MeissnerBKK4.35 %
BKK Wirtschaft & FinanzenBKK3.99 %
BKK WürthBKK3.4 %
BKK24BKK4.39 %
BMW BKKBKK2.9 %
BOSCH BKKBKK3.18 %
Continentale BetriebskrankenkasseBKK3.33 %
DAK-GesundheitEKK3.2 %
Debeka BKKBKK3.25 %
energie-BKKBKK3.98 %
EY BKKBKK2.75 %
Heimat KrankenkasseBKK3.9 %
HEKEKK2.89 %
hkkEKK2.59 %
IKK - Die InnovationskasseIKK4.3 %
IKK BBIKK4.35 %
IKK classicIKK3.85 %
IKK gesund plus (Ost)IKK3.39 %
IKK SüdwestIKK3.87 %
KARL MAYER BKKBKK2.99 %
KKHEKK3.78 %
Knappschaft (allg. Verf. einschl. Minijobs)Knappschaft4.3 %
Knappschaft (bes. knappschaftl. Meldeverf.)Knappschaft4.3 %
Koenig & Bauer BKKBKK3.18 %
Krones BKKBKK2.2 %
MAHLE BKKBKK4.2 %
Mercedes-Benz BKKBKK3.2 %
Merck BKKBKK3.97 %
mhplus BKK BKK3.86 %
mkk - meine krankenkasseBKK3.5 %
Mobil KrankenkasseBKK3.89 %
NOVITAS BKKBKK3.6 %
pronova BKKBKK3.7 %
R+V BetriebskrankenkasseBKK3.49 %
Salus BKKBKK3.29 %
SBKBKK3.8 %
SECURVITA BKKBKK3.9 %
SKD BKKBKK2.98 %
Südzucker BKKBKK3.5 %
Techniker KrankenkasseEKK2.69 %
TUI BKKBKK2.5 %
VIACTIV KrankenkasseBKK4.19 %
vivida bkkBKK3.79 %
WMF BKKBKK2.85 %
ZF BKKBKK3.4 %

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.