DEKnappschaft (allg. Verf. einschl. Minijobs) Supplementary rate & contributions 2026
14.6% general rate + 4.3% supplementary rate · Employer and employee each pay half of the contribution.
Knappschaft (allg. Verf. einschl. Minijobs) is a Knappschaft based in Bochum. At 4.3%, its supplementary rate is 0.93 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 4 times, most recently on 01/01/2026 by −0.1 percentage points to 4.3%.
Supplementary rate of Knappschaft (allg. Verf. einschl. Minijobs) in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 4.3 % | ▼ 0.1 % |
| 01/01/2025 | 4.4 % | ▲ +1.7 % |
| 08/01/2024 | 2.7 % | ▲ +0.5 % |
| 01/01/2024 | 2.2 % | ▲ +0.6 % |
| 01/01/2021 | 1.6 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 2.5 percentage points less than Knappschaft (allg. Verf. einschl. Minijobs). The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €31.25 | €375.00 |
| €3,500.00 | €43.75 | €525.00 |
| €4,500.00 | €56.25 | €675.00 |
| €6,000.00 | €72.66 | €871.92 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 0.8 % | 80 % |
| U2 (maternity) | 0.22 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2026 | 0.8 % | 0.22 % |
| 01/01/2025 | 1.1 % | 0.22 % |
| 01/01/2023 | 1.1 % | 0.24 % |
| 01/01/2022 | 0.9 % | 0.29 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- Knappschaft
- Company number
- 98000006
- Address
- Pieperstrasse 14-28, 44789 Bochum
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with Knappschaft (allg. Verf. einschl. Minijobs)
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of Knappschaft (allg. Verf. einschl. Minijobs).
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Frequently asked questions
The supplementary rate of Knappschaft (allg. Verf. einschl. Minijobs) is currently 4.3% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 18.9%.