General local fund (AOK)

AOK PLUS Supplementary rate & contributions 2026

14.6% general rate + 3.1% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.1 %
valid since 01/01/2025
(Average across all funds: 3.37%)
Total health insurance rate17.7 %
Last updated: 12/16/2025

AOK PLUS is a General local fund (AOK) based in Dresden. At 3.1%, its supplementary rate is 0.27 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2025 by +1.3 percentage points to 3.1%.

Supplementary rate of AOK PLUS in recent years

Valid fromSupplementary rateChange
01/01/20253.1 % ▲ +1.3 %
01/01/20241.8 % ▲ +0.3 %
01/01/20231.5 % ▲ +0.3 %
01/01/20211.2 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.3 percentage points less than AOK PLUS. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€16.25€195.00
€3,500.00€22.75€273.00
€4,500.00€29.25€351.00
€6,000.00€37.78€453.36

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.95 %65 %
U1 (sick pay)2.15 %50 %
U2 (maternity)0.44 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20252.95 · 2.15 %0.44 %
01/01/20242.95 · 2.15 %0.64 %
08/01/20232.95 · 2.15 %0.74 %
01/01/20232.95 · 2.15 %0.79 %
07/01/20222.95 · 2.15 %0.84 %
01/01/20222.55 · 1.75 %0.84 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
General local fund (AOK)
Company number
05174740
Address
Sternplatz 7, 01067 Dresden

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

Calculate your net salary with AOK PLUS

The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of AOK PLUS.

Salary Calculator

FAQ

Frequently asked questions

The supplementary rate of AOK PLUS is currently 3.1% (valid since 01/01/2025). Together with the general contribution rate of 14.6%, the total contribution is 17.7%.