14.6% general rate + 3.1% supplementary rate · Employer and employee each pay half of the contribution.
AOK PLUS is a General local fund (AOK) based in Dresden. At 3.1%, its supplementary rate is 0.27 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2025 by +1.3 percentage points to 3.1%.
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2025 | 3.1 % | ▲ +1.3 % |
| 01/01/2024 | 1.8 % | ▲ +0.3 % |
| 01/01/2023 | 1.5 % | ▲ +0.3 % |
| 01/01/2021 | 1.2 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.3 percentage points less than AOK PLUS. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €16.25 | €195.00 |
| €3,500.00 | €22.75 | €273.00 |
| €4,500.00 | €29.25 | €351.00 |
| €6,000.00 | €37.78 | €453.36 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.95 % | 65 % |
| U1 (sick pay) | 2.15 % | 50 % |
| U2 (maternity) | 0.44 % | 100 % |
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2025 | 2.95 · 2.15 % | 0.44 % |
| 01/01/2024 | 2.95 · 2.15 % | 0.64 % |
| 08/01/2023 | 2.95 · 2.15 % | 0.74 % |
| 01/01/2023 | 2.95 · 2.15 % | 0.79 % |
| 07/01/2022 | 2.95 · 2.15 % | 0.84 % |
| 01/01/2022 | 2.55 · 1.75 % | 0.84 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of AOK PLUS.
The supplementary rate of AOK PLUS is currently 3.1% (valid since 01/01/2025). Together with the general contribution rate of 14.6%, the total contribution is 17.7%.