Company fund (BKK)

vivida bkk Supplementary rate & contributions 2026

14.6% general rate + 3.79% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.79 %
valid since 01/01/2025
(Average across all funds: 3.37%)
Total health insurance rate18.39 %
Last updated: 12/10/2025

vivida bkk is a Company fund (BKK) based in Villingen-Schwenningen. At 3.79%, its supplementary rate is 0.42 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 4 times, most recently on 01/01/2025 by +1.3 percentage points to 3.79%.

Supplementary rate of vivida bkk in recent years

Valid fromSupplementary rateChange
01/01/20253.79 % ▲ +1.3 %
07/01/20242.49 % ▲ +0.79 %
01/01/20241.7 % ▲ +0.3 %
01/01/20231.4 % ▲ +0.1 %
01/01/20181.3 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.99 percentage points less than vivida bkk. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€24.88€298.56
€3,500.00€34.83€417.96
€4,500.00€44.78€537.36
€6,000.00€57.83€693.96

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.3 %70 %
U2 (maternity)0.31 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20262.3 %0.31 %
01/01/20253 %0.31 %
01/01/20243 %0.2 %
01/01/20233.15 %0.45 %
08/01/20222.85 %0.49 %
01/01/20222.4 %0.49 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
Company fund (BKK)
Company number
66458477
Address
Spittelstr. 50, 78056 Villingen-Schwenningen

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

Calculate your net salary with vivida bkk

The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of vivida bkk.

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FAQ

Frequently asked questions

The supplementary rate of vivida bkk is currently 3.79% (valid since 01/01/2025). Together with the general contribution rate of 14.6%, the total contribution is 18.39%.