Company fund (BKK)

mkk - meine krankenkasse Supplementary rate & contributions 2026

14.6% general rate + 3.5% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.5 %
valid since 01/01/2025
(Average across all funds: 3.37%)
Total health insurance rate18.1 %
Last updated: 10/13/2025

mkk - meine krankenkasse is a Company fund (BKK) based in Berlin. At 3.5%, its supplementary rate is 0.13 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2025 by +1 percentage points to 3.5%.

Supplementary rate of mkk - meine krankenkasse in recent years

Valid fromSupplementary rateChange
01/01/20253.5 % ▲ +1 %
08/01/20242.5 % ▲ +0.7 %
01/01/20231.8 % ▲ +0.2 %
07/01/20211.6 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.7 percentage points less than mkk - meine krankenkasse. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€21.25€255.00
€3,500.00€29.75€357.00
€4,500.00€38.25€459.00
€6,000.00€49.41€592.92

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.44 %70 %
U2 (maternity)0.44 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20262.44 %0.44 %
01/01/20253.03 %0.36 %
08/01/20243.46 %0.19 %
01/01/20243.46 %0.45 %
01/01/20233.46 %0.55 %
01/01/20222.55 %0.55 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
Company fund (BKK)
Company number
92644250
Address
Prenzlauer Allee 96, 10409 Berlin
Previous address
Lindenstraße 67, 10969 Berlin (until 01/01/2024)

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FAQ

Frequently asked questions

The supplementary rate of mkk - meine krankenkasse is currently 3.5% (valid since 01/01/2025). Together with the general contribution rate of 14.6%, the total contribution is 18.1%.