General local fund (AOK)

AOK Bremen/Bremerhaven Supplementary rate & contributions 2026

14.6% general rate + 3.29% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.29 %
valid since 01/01/2026
(Average across all funds: 3.37%)
Total health insurance rate17.89 %
Last updated: 12/17/2025

AOK Bremen/Bremerhaven is a General local fund (AOK) based in Bremen. At 3.29%, its supplementary rate is 0.08 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.8 percentage points to 3.29%.

Supplementary rate of AOK Bremen/Bremerhaven in recent years

Valid fromSupplementary rateChange
01/01/20263.29 % ▲ +0.8 %
01/01/20252.49 % ▲ +1.11 %
10/01/20231.38 % ▼ 0.22 %
01/01/20221.6 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.49 percentage points less than AOK Bremen/Bremerhaven. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€18.63€223.56
€3,500.00€26.08€312.96
€4,500.00€33.53€402.36
€6,000.00€43.30€519.60

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.3 %60 %
U1 (sick pay)1.8 %50 %
U1 (sick pay)3.5 %70 %
U2 (maternity)0.5 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20262.3 · 1.8 · 3.5 %0.5 %
01/01/20252.3 · 1.8 · 3.5 %0.45 %
01/01/20242.6 · 2.1 · 3.8 %0.5 %
10/01/20222.6 · 2.1 · 3.8 %0.6 %
01/01/20222.1 · 1.6 · 3.6 %0.75 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
General local fund (AOK)
Company number
20012084
Address
Bürgermeister-Smidt-Str. 95, 28195 Bremen

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

Calculate your net salary with AOK Bremen/Bremerhaven

The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of AOK Bremen/Bremerhaven.

Salary Calculator

FAQ

Frequently asked questions

The supplementary rate of AOK Bremen/Bremerhaven is currently 3.29% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.89%.