14.6% general rate + 3.29% supplementary rate · Employer and employee each pay half of the contribution.
AOK Bremen/Bremerhaven is a General local fund (AOK) based in Bremen. At 3.29%, its supplementary rate is 0.08 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.8 percentage points to 3.29%.
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 3.29 % | ▲ +0.8 % |
| 01/01/2025 | 2.49 % | ▲ +1.11 % |
| 10/01/2023 | 1.38 % | ▼ 0.22 % |
| 01/01/2022 | 1.6 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.49 percentage points less than AOK Bremen/Bremerhaven. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €18.63 | €223.56 |
| €3,500.00 | €26.08 | €312.96 |
| €4,500.00 | €33.53 | €402.36 |
| €6,000.00 | €43.30 | €519.60 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.3 % | 60 % |
| U1 (sick pay) | 1.8 % | 50 % |
| U1 (sick pay) | 3.5 % | 70 % |
| U2 (maternity) | 0.5 % | 100 % |
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2026 | 2.3 · 1.8 · 3.5 % | 0.5 % |
| 01/01/2025 | 2.3 · 1.8 · 3.5 % | 0.45 % |
| 01/01/2024 | 2.6 · 2.1 · 3.8 % | 0.5 % |
| 10/01/2022 | 2.6 · 2.1 · 3.8 % | 0.6 % |
| 01/01/2022 | 2.1 · 1.6 · 3.6 % | 0.75 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of AOK Bremen/Bremerhaven.
The supplementary rate of AOK Bremen/Bremerhaven is currently 3.29% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.89%.