DEIKK Südwest Supplementary rate & contributions 2026
14.6% general rate + 3.87% supplementary rate · Employer and employee each pay half of the contribution.
IKK Südwest is a Guild fund (IKK) based in Saarbrücken. At 3.87%, its supplementary rate is 0.5 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 04/01/2026 by +0.62 percentage points to 3.87%.
Supplementary rate of IKK Südwest in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 04/01/2026 | 3.87 % | ▲ +0.62 % |
| 01/01/2025 | 3.25 % | ▲ +1.6 % |
| 01/01/2023 | 1.65 % | ▲ +0.15 % |
| 07/01/2017 | 1.5 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 2.07 percentage points less than IKK Südwest. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €25.88 | €310.56 |
| €3,500.00 | €36.22 | €434.64 |
| €4,500.00 | €46.58 | €558.96 |
| €6,000.00 | €60.16 | €721.92 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 3 % | 70 % |
| U1 (sick pay) | 4.9 % | 80 % |
| U1 (sick pay) | 2 % | 50 % |
| U2 (maternity) | 0.49 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2025 | 3 · 4.9 · 2 % | 0.49 % |
| 05/01/2023 | 3.5 · 4.9 · 2.2 % | 0.65 % |
| 10/01/2022 | 3.2 · 3.7 · 1.7 % | 0.65 % |
| 01/01/2022 | 2.8 · 3.5 · 1.5 % | 0.6 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- Guild fund (IKK)
- Company number
- 55811201
- Address
- Europaallee 3-4, 66113 Saarbrücken
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with IKK Südwest
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of IKK Südwest.
Salary Calculator
Frequently asked questions
The supplementary rate of IKK Südwest is currently 3.87% (valid since 04/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 18.47%.