14.6% general rate + 3.88% supplementary rate · Employer and employee each pay half of the contribution.
BKK DürkoppAdler is a Company fund (BKK) based in Bielefeld. At 3.88%, its supplementary rate is 0.51 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 4 times, most recently on 01/01/2025 by +1.33 percentage points to 3.88%.
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2025 | 3.88 % | ▲ +1.33 % |
| 09/01/2024 | 2.55 % | ▲ +1 % |
| 01/01/2024 | 1.55 % | ▲ +0.26 % |
| 01/01/2023 | 1.29 % | ▲ +0.41 % |
| 01/01/2022 | 0.88 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 2.08 percentage points less than BKK DürkoppAdler. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €26.00 | €312.00 |
| €3,500.00 | €36.40 | €436.80 |
| €4,500.00 | €46.80 | €561.60 |
| €6,000.00 | €60.45 | €725.40 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.8 % | 70 % |
| U2 (maternity) | 0.19 % | 100 % |
| Valid from | U1 rates | U2 |
|---|---|---|
| 09/01/2026 | 2.8 % | 0.19 % |
| 01/01/2025 | 2.8 % | 0.32 % |
| 01/01/2024 | 2.6 % | 0.15 % |
| 01/01/2023 | 3.2 % | 0.23 % |
| 10/01/2022 | 3.2 % | 0.48 % |
| 01/01/2022 | 2.3 % | 0.48 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of BKK DürkoppAdler.
The supplementary rate of BKK DürkoppAdler is currently 3.88% (valid since 01/01/2025). Together with the general contribution rate of 14.6%, the total contribution is 18.48%.