Company fund (BKK)

VIACTIV Krankenkasse Supplementary rate & contributions 2026

14.6% general rate + 4.19% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
4.19 %
valid since 01/01/2026
(Average across all funds: 3.37%)
Total health insurance rate18.79 %
Last updated: 12/17/2025

VIACTIV Krankenkasse is a Company fund (BKK) based in Bochum. At 4.19%, its supplementary rate is 0.82 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.92 percentage points to 4.19%.

Supplementary rate of VIACTIV Krankenkasse in recent years

Valid fromSupplementary rateChange
01/01/20264.19 % ▲ +0.92 %
11/01/20243.27 % ▲ +1.28 %
04/01/20241.99 % ▲ +0.39 %
01/01/20211.6 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 2.39 percentage points less than VIACTIV Krankenkasse. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€29.88€358.56
€3,500.00€41.83€501.96
€4,500.00€53.78€645.36
€6,000.00€69.46€833.52

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.4 %60 %
U1 (sick pay)4.5 %80 %
U1 (sick pay)1.9 %50 %
U2 (maternity)0.39 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20242.4 · 4.5 · 1.9 %0.39 %
01/01/20232.9 · 4.6 · 2.3 %0.45 %
01/01/20222.2 · 3.8 · 1.4 %0.53 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
Company fund (BKK)
Company number
40180080
Address
Suttner-Nobel-Allee 3-5, 44803 Bochum

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

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FAQ

Frequently asked questions

The supplementary rate of VIACTIV Krankenkasse is currently 4.19% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 18.79%.