DETechniker Krankenkasse Supplementary rate & contributions 2026
14.6% general rate + 2.69% supplementary rate · Employer and employee each pay half of the contribution.
Techniker Krankenkasse is a Substitute fund (EKK) based in Hamburg. At 2.69%, its supplementary rate is 0.68 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 2 times, most recently on 01/01/2026 by +0.24 percentage points to 2.69%.
Supplementary rate of Techniker Krankenkasse in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 2.69 % | ▲ +0.24 % |
| 01/01/2025 | 2.45 % | ▲ +1.25 % |
| 01/01/2022 | 1.2 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 0.89 percentage points less than Techniker Krankenkasse. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €11.13 | €133.56 |
| €3,500.00 | €15.58 | €186.96 |
| €4,500.00 | €20.03 | €240.36 |
| €6,000.00 | €25.87 | €310.44 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.1 % | 70 % |
| U1 (sick pay) | 3.2 % | 80 % |
| U1 (sick pay) | 1.3 % | 50 % |
| U2 (maternity) | 0.44 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2026 | 2.1 · 3.2 · 1.3 % | 0.44 % |
| 01/01/2025 | 2.4 · 3.6 · 1.7 % | 0.44 % |
| 01/01/2024 | 2.2 · 3.4 · 1.6 % | 0.44 % |
| 10/01/2022 | 2.6 · 4.1 · 1.7 % | 0.58 % |
| 01/01/2022 | 1.6 · 2.6 · 0.9 % | 0.65 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- Substitute fund (EKK)
- Company number
- 15027365
- Address
- Bramfelder Str. 140, 22305 Hamburg
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with Techniker Krankenkasse
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of Techniker Krankenkasse.
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Frequently asked questions
The supplementary rate of Techniker Krankenkasse is currently 2.69% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.29%.