DEAOK Baden-Württemberg Supplementary rate & contributions 2026
14.6% general rate + 2.99% supplementary rate · Employer and employee each pay half of the contribution.
AOK Baden-Württemberg is a General local fund (AOK) based in Stuttgart. At 2.99%, its supplementary rate is 0.38 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.39 percentage points to 2.99%.
Supplementary rate of AOK Baden-Württemberg in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 2.99 % | ▲ +0.39 % |
| 01/01/2025 | 2.6 % | ▲ +1 % |
| 01/01/2023 | 1.6 % | ▲ +0.3 % |
| 01/01/2022 | 1.3 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.19 percentage points less than AOK Baden-Württemberg. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €14.88 | €178.56 |
| €3,500.00 | €20.83 | €249.96 |
| €4,500.00 | €26.78 | €321.36 |
| €6,000.00 | €34.58 | €414.96 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.8 % | 70 % |
| U1 (sick pay) | 4.05 % | 80 % |
| U1 (sick pay) | 2.5 % | 60 % |
| U1 (sick pay) | 1.9 % | 50 % |
| U2 (maternity) | 0.44 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2025 | 2.8 · 4.05 · 2.5 · 1.9 % | 0.44 % |
| 01/01/2024 | 2.6 · 3.85 · 2.3 · 1.7 % | 0.59 % |
| 01/01/2022 | 2.5 · 3.75 · 2.2 · 1.6 % | 0.69 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- General local fund (AOK)
- Company number
- 67450665
- Address
- Presselstraße 19, 70191 Stuttgart
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with AOK Baden-Württemberg
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of AOK Baden-Württemberg.
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Frequently asked questions
The supplementary rate of AOK Baden-Württemberg is currently 2.99% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.59%.