Company fund (BKK)

BKK GILDEMEISTER SEIDENSTICKER Supplementary rate & contributions 2026

14.6% general rate + 3.4% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.4 %
valid since 11/01/2024
(Average across all funds: 3.37%)
Total health insurance rate18 %
Last updated: 07/04/2025

BKK GILDEMEISTER SEIDENSTICKER is a Company fund (BKK) based in Bielefeld. At 3.4%, its supplementary rate is 0.03 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 11/01/2024 by +1.41 percentage points to 3.4%.

Supplementary rate of BKK GILDEMEISTER SEIDENSTICKER in recent years

Valid fromSupplementary rateChange
11/01/20243.4 % ▲ +1.41 %
05/01/20241.99 % ▲ +0.49 %
01/01/20241.5 % ▲ +0.6 %
01/01/20220.9 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.6 percentage points less than BKK GILDEMEISTER SEIDENSTICKER. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€20.00€240.00
€3,500.00€28.00€336.00
€4,500.00€36.00€432.00
€6,000.00€46.50€558.00

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.9 %80 %
U2 (maternity)0.33 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20262.9 %0.33 %
01/01/20253.3 %0.37 %
01/01/20243.6 %0.4 %
06/01/20234 %0.4 %
01/01/20233.5 %0.4 %
08/01/20222.7 %0.4 %
01/01/20222 %0.4 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
Company fund (BKK)
Company number
31323802
Address
Winterstr. 49, 33649 Bielefeld

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

Calculate your net salary with BKK GILDEMEISTER SEIDENSTICKER

The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of BKK GILDEMEISTER SEIDENSTICKER.

Salary Calculator

FAQ

Frequently asked questions

The supplementary rate of BKK GILDEMEISTER SEIDENSTICKER is currently 3.4% (valid since 11/01/2024). Together with the general contribution rate of 14.6%, the total contribution is 18%.