14.6% general rate + 3.19% supplementary rate · Employer and employee each pay half of the contribution.
BKK EWE is a Company fund (BKK) based in Oldenburg. At 3.19%, its supplementary rate is 0.18 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 2 times, most recently on 01/01/2026 by +1.21 percentage points to 3.19%.
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 3.19 % | ▲ +1.21 % |
| 01/01/2025 | 1.98 % | ▲ +1.08 % |
| 01/01/2022 | 0.9 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.39 percentage points less than BKK EWE. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €17.37 | €208.44 |
| €3,500.00 | €24.33 | €291.96 |
| €4,500.00 | €31.28 | €375.36 |
| €6,000.00 | €40.40 | €484.80 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.1 % | 60 % |
| U1 (sick pay) | 4 % | 80 % |
| U1 (sick pay) | 1.73 % | 50 % |
| U2 (maternity) | 0.4 % | 100 % |
| Valid from | U1 rates | U2 |
|---|---|---|
| 01/01/2026 | 2.1 · 4 · 1.73 % | 0.4 % |
| 03/01/2025 | 2.1 · 4 · 1.73 % | 0.3 % |
| 01/01/2025 | 2.1 % | 0.3 % |
| 01/01/2024 | 2.1 % | 0.4 % |
| 01/01/2023 | 2.1 % | 0.5 % |
| 01/01/2022 | 1.3 % | 0.6 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of BKK EWE.
The supplementary rate of BKK EWE is currently 3.19% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.79%.