DEIKK classic Supplementary rate & contributions 2026
14.6% general rate + 3.85% supplementary rate · Employer and employee each pay half of the contribution.
IKK classic is a Guild fund (IKK) based in Dresden. At 3.85%, its supplementary rate is 0.48 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 5 times, most recently on 08/01/2026 by +0.45 percentage points to 3.85%.
Supplementary rate of IKK classic in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 08/01/2026 | 3.85 % | ▲ +0.45 % |
| 01/01/2025 | 3.4 % | ▲ +1.21 % |
| 08/01/2024 | 2.19 % | ▲ +0.49 % |
| 01/01/2024 | 1.7 % | ▲ +0.1 % |
| 01/01/2023 | 1.6 % | ▲ +0.3 % |
| 01/01/2021 | 1.3 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 2.05 percentage points less than IKK classic. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €25.63 | €307.56 |
| €3,500.00 | €35.87 | €430.44 |
| €4,500.00 | €46.13 | €553.56 |
| €6,000.00 | €59.58 | €714.96 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 2.8 % | 65 % |
| U1 (sick pay) | 2 % | 50 % |
| U2 (maternity) | 0.33 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 08/01/2026 | 2.8 · 2 % | 0.33 % |
| 01/01/2026 | 3.1 · 2.3 % | 0.33 % |
| 01/01/2025 | 3.3 · 2.5 % | 0.33 % |
| 01/01/2024 | 3.3 · 2.5 % | 0.39 % |
| 08/01/2023 | 3.4 · 2.6 % | 0.49 % |
| 11/01/2022 | 3.1 · 2.3 % | 0.59 % |
| 01/01/2022 | 2.7 · 1.9 % | 0.59 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- Guild fund (IKK)
- Company number
- 01049203
- Address
- Tannenstr. 4b, 01099 Dresden
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with IKK classic
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of IKK classic.
Salary Calculator
Frequently asked questions
The supplementary rate of IKK classic is currently 3.85% (valid since 08/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 18.45%.