Company fund (BKK)

NOVITAS BKK Supplementary rate & contributions 2026

14.6% general rate + 3.6% supplementary rate · Employer and employee each pay half of the contribution.

Current supplementary rate
3.6 %
valid since 01/01/2026
(Average across all funds: 3.37%)
Total health insurance rate18.2 %
Last updated: 12/29/2025

NOVITAS BKK is a Company fund (BKK) based in Duisburg. At 3.6%, its supplementary rate is 0.23 percentage points above the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.62 percentage points to 3.6%.

Supplementary rate of NOVITAS BKK in recent years

Valid fromSupplementary rateChange
01/01/20263.6 % ▲ +0.62 %
01/01/20252.98 % ▲ +1.28 %
01/01/20241.7 % ▲ +0.16 %
01/01/20221.54 %

Data starts in January 2022 – the oldest rate may have applied earlier.

What switching funds can save

The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.8 percentage points less than NOVITAS BKK. The examples show the savings when switching:

Gross salary / monthSavings / monthSavings / year
€2,500.00€22.50€270.00
€3,500.00€31.50€378.00
€4,500.00€40.50€486.00
€6,000.00€52.31€627.72

Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.

U1 & U2 levy rates

Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).

Levy rateReimbursement
U1 (sick pay)2.3 %60 %
U2 (maternity)0.3 %100 %

Levy rates over time

Valid fromU1 ratesU2
01/01/20252.3 %0.3 %
01/01/20242.3 %0.32 %
10/01/20222.8 %0.4 %
01/01/20221.6 %0.4 %

Data starts in January 2022 – the oldest rate may have applied earlier.

Fund details

Type
Company fund (BKK)
Company number
35134022
Address
Zum Portsmouthplatz 24, 47051 Duisburg
Previous address
Schifferstraße 92-100, 47059 Duisburg (until 01/01/2024)

This data in your software

Supplementary rates of all funds, updated daily and with history – as a REST API for your application.

Calculate your net salary with NOVITAS BKK

The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of NOVITAS BKK.

Salary Calculator

FAQ

Frequently asked questions

The supplementary rate of NOVITAS BKK is currently 3.6% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 18.2%.