DEDAK-Gesundheit Supplementary rate & contributions 2026
14.6% general rate + 3.2% supplementary rate · Employer and employee each pay half of the contribution.
DAK-Gesundheit is a Substitute fund (EKK) based in Hamburg. At 3.2%, its supplementary rate is 0.17 percentage points below the average of all statutory funds (3.37%). Since the beginning of 2022 the fund has adjusted its supplementary rate 3 times, most recently on 01/01/2026 by +0.4 percentage points to 3.2%.
Supplementary rate of DAK-Gesundheit in recent years
| Valid from | Supplementary rate | Change |
|---|---|---|
| 01/01/2026 | 3.2 % | ▲ +0.4 % |
| 01/01/2025 | 2.8 % | ▲ +1.1 % |
| 01/01/2023 | 1.7 % | ▲ +0.2 % |
| 01/01/2022 | 1.5 % | – |
Data starts in January 2022 – the oldest rate may have applied earlier.
What switching funds can save
The cheapest statutory health insurance fund is currently BKK BPW Wiehl with a supplementary rate of 1.8% – 1.4 percentage points less than DAK-Gesundheit. The examples show the savings when switching:
| Gross salary / month | Savings / month | Savings / year |
|---|---|---|
| €2,500.00 | €17.50 | €210.00 |
| €3,500.00 | €24.50 | €294.00 |
| €4,500.00 | €31.50 | €378.00 |
| €6,000.00 | €40.69 | €488.28 |
Employee share – the employer saves the same amount on top. Above the contribution assessment ceiling (5,812.5 € gross/month) the savings do not grow any further; tax effects are not taken into account. Not every fund is open to every employee or in every federal state.
U1 & U2 levy rates
Relevant for employers: the levies for continued pay during sickness (U1, selectable reimbursement rates) and maternity (U2).
| Levy rate | Reimbursement | |
|---|---|---|
| U1 (sick pay) | 1.3 % | 70 % |
| U1 (sick pay) | 0.8 % | 50 % |
| U1 (sick pay) | 1 % | 60 % |
| U1 (sick pay) | 1.8 % | 80 % |
| U2 (maternity) | 0.39 % | 100 % |
Levy rates over time
| Valid from | U1 rates | U2 |
|---|---|---|
| 09/01/2026 | 1.3 · 0.8 · 1 · 1.8 % | 0.39 % |
| 01/01/2026 | 2.4 · 1.3 · 1.9 · 3.9 % | 0.39 % |
| 09/01/2024 | 2.8 · 2.1 · 2.3 · 4.2 % | 0.29 % |
| 01/01/2024 | 2.8 · 2.1 · 2.3 · 4.2 % | 0.37 % |
| 09/01/2023 | 2.9 · 2.2 · 2.4 · 4.2 % | 0.39 % |
| 01/01/2023 | 2.9 · 2.2 · 2.4 · 4.2 % | 0.52 % |
| 01/01/2022 | 2.2 · 1.5 · 1.7 · 3.9 % | 0.65 % |
Data starts in January 2022 – the oldest rate may have applied earlier.
Fund details
- Type
- Substitute fund (EKK)
- Company number
- 48698890
- Address
- Nagelsweg 27-31, 20097 Hamburg
This data in your software
Supplementary rates of all funds, updated daily and with history – as a REST API for your application.
Calculate your net salary with DAK-Gesundheit
The calculator runs on the real Lohnica API – with the daily-updated supplementary rate of DAK-Gesundheit.
Salary Calculator
Frequently asked questions
The supplementary rate of DAK-Gesundheit is currently 3.2% (valid since 01/01/2026). Together with the general contribution rate of 14.6%, the total contribution is 17.8%.